References / Sources

1. Georgetown University Long-Term Care Financing Project. "Long-Term Care Financing Policy Options for the Future," June 2007.
2. U.S. Department of Health and Human Services, National Clearinghouse for Long-Term Care Information, www.longtermcare.gov/LTC/Main_Site/index.aspx (accessed September 25, 2009).
3. John Hancock Life Insurance Company, John Hancock 2011 Cost of Care Survey, April 2011. (Note: John Hancock's Cost of Care Survey is updated every three years.)
4. National Association of Insurance Commissioners (NAIC): A Shopper's Guide to Long Term Care Insurance, 2009.
5. U. S. Department of Labor - Bureau of Labor Statistics. www.bls.gov/cpi/ [accessed 8/25/09]
6. U. S. Department of Health and Human Services, The National Nursing Home Survey: 1999 Summary, June 2002.
7. Life and Health Insurance Foundation for Education (LIFE). "Americans Expecting Family and Friends, Not Savings or Insurance, to Provide for Their Long-Term Care Needs," October 2006.

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