Homepage for the Federal Long Term Care Insurance Program

What is the Federal Long Term Care Insurance Program?

The Federal Long Term Care Insurance Program (FLTCIP) provides long term care insurance for its enrollees, who are Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives.

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Waiting Period

Intro to Long Term Care

According to the U.S. Department of Health and Human Services (HHS), about 70% of people turning age 65 will need long term care services at some point in their lives.2 But, what is long term care and how do you know if you need long term care insurance?

Learn the basics of long term care and long term care insurance arrow

Benefit Period

Apply Online

Premiums are based on your age at the time of application—the younger you are when you apply, the lower your premium will be.

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Waiting Period

Visit the Online Consultant Tool

Need help understanding long term care insurance and designing a FLTCIP plan that best suits your needs?

Our interactive Online Consultant Tool walks you step-by-step through the entire process.

Inflation Protection

Where to Meet Us

Join us online for a web-based seminar or in person at an onsite event, or speak with a FLTCIP consultant today who can help you create a plan that is right for you.

Click here to sign up for an upcoming webinar, view a previously recorded one, contact us, or view our list of upcoming events and conferences!